Donate to the Genesis Fund!

Your donation helps create tangible, positive change to Maine people and communities. 

  • Mail a check
  • Genesis Community 
    Loan Fund
    22 Lincoln St
    Brunswick, ME 
    04011
  • Donate stocks or securities
  • Call us today for details
    207.844.2035

Make an unrestricted gift

Your donation to the Genesis Fund helps us to continue to provide technical assistance to small nonprofit groups to create affordable housing and vital community facilities all across Maine. This professional technical assistance is often provided at low- or no-cost to small nonprofits who lack the resources to pay but have the drive and determination to create a better community. With your help the Genesis Fund is able to provide the assistance they need to be successful. The affordable housing or vital community facility that is created brings tangible, positive change to Maine communities now and well into the future.

Gifts to the Genesis Fund are tax deductible to the full extent permitted by law. Unrestricted and permanent fund donations are often matched by foundations and government grants. This allows the Genesis Fund to leverage them and bringing in even more funds for Maine communities. Since 1992, the Genesis Fund has provided high quality technical assistance at low or no cost to a variety of local groups working to create affordable housing and community facilities right here in Maine where they are needed most.

The Elizabeth McPherson Permanent Capital fund

Named in honor of our founding executive director, this fund builds our permanent pool of revolving loan capital. This Genesis Fund lends this money with flexible terms and interest rates to a variety of affordable housing and vital community facility projects like health and day care centers. Your gift to the Elizabeth McPherson Permanent Capital Fund will help grow the Genesis Fund so we can do even more, now and for many years to come.

People deserve a dignified way of life and some control over their lives. My mother is a good example. She is almost 86; all she wants is to live her life independently in her current home until she can’t.

Daughter of affordable housing resident

Investing your way

Investment loans to the Genesis Fund create affordable housing, community facilities, and jobs. It’s easy and you can earn up to 3% interest! An investment loan to the Genesis Fund helps build our pool of lending capital while you earn interest. You tailor the investment loan to fit your needs.

Download our individual or institutional investment forms today and call us at (207) 844-2035 to get started!

  • 1
  • Choose an
    amount to invest
  • $1,000 minimum
  • 2
  • Define length 
    of investment
  • 1 year minimum
  • 3
  • Set an interest rate
  • Individual rates
    0%–2.0% for 1–3 year loan up to 3.0% for 4+ year loan
  • Institutions & organizations
    up to 2.0%

Supporting your community

  • Your money stays in Maine and benefits Maine people and communities
  • All projects are in Maine. Your money helps underserved people and communities across the state.
  • All projects create affordable housing of vital community facilities
  • The Genesis Fund is proud to use Maine businesses every day—from designers, contractors, printers, and photographers, to Maine Banks. The Genesis Fund works with our neighbors to make Maine a better place for us all to live.

FAQ

Why should I invest in Genesis?

The Genesis Fund provides a unique investment opportunity for socially concerned individuals and institutions who want to put a portion of their assets to work for long-term community redevelopment in Maine. Your investment loan will be used to make loans to sustainable projects that address vital community needs and will help leverage additional public and private support for affordable housing and facilities projects. In return, you receive a modest financial return on your investment and the satisfaction of knowing that your investment is making a difference for Maine residents.

How will my investment loan be used?

Your investment loan will provide direct support for affordable housing and community facilities projects. This support will come in the form of a loan to a nonprofit organization that will be repaid over time. As loans are repaid, they become available for new projects and can thus be “revolved” back out for other projects that meet critical community needs.

How do I know that my money is making a difference?

The Genesis Fund does not solicit investments beyond our capacity to lend the money for community purposes. Your investment will begin supporting affordable housing and facilities projects across the state soon after we receive it. Through our annual updates, you’ll gain a better appreciation of the impact of your investment. We encourage you to check our website often to see the most up-to-date listing of projects that we are supporting.

What kind of terms do you offer on investment loans?

Investors in the Genesis Fund choose the amount, term and interest rate based on their financial and social goals. Individual investors choose an interest rate up to 3.00%. The minimum investment is $1,000 and the minimum term is 1 year. Simple interest is paid annually.

Is my money safe?

The Genesis Fund has a 100% repayment record to our investors. We maintain reserves to protect investors from losses in our portfolio and secure our loans with collateral, typically a mortgage on real property. We also have a strong permanent capital position that would enable us to cover any losses.

What if I need to access my money before the term of my investment expires?

In the event that unforeseen circumstances may make it necessary to terminate an investment before maturity, we will work with you to repay the principal balance and outstanding interest in a timely manner.

Are there any tax benefits to investing in The Genesis Fund?

There are no clearly identifiable tax benefits at this time; however, donations to The Genesis Fund are tax-deductible. Many investors choose to donate their annual interest; and, make a provision for loan forgiveness in their estate plan.

How do I invest?

Once you have determined the amount, term and interest rate for your investment, please contact us and we will generate the necessary documents. Please contact us at (207) 844-2035 to discuss the details of your investment loan.

What will I receive from The Genesis Fund once I’ve invested?

On the anniversary of your investment, we will provide you with an update on our activities and, as appropriate, interest and principal payments. Additional information such as audited financial statements may be provided upon request.

The Genesis Community Loan Fund is perceived as trustworthy. Having them in a deal is like a stamp of approval and demonstrates the quality of the project.

Bryan Shumway, President, The Wishcamper Companies, Inc.

Call us today to learn more!

For more information contact Jane Irish
at 207.844.2035 or jane@genesisfund.org

Community investments in the Genesis Fund are made in the form of unsecured loans.
We are proud of our 100% repayment history to our investors.