Borrow

A Caring Community Lender

“The Genesis Fund's involvement in this project really rounded it out. Their support makes opportunities like this possible.”
-Tia Anderson, Executive Director, Midcoast Habitat for Humanity

Genesis connects communities to capital, breaking down systemic barriers to prosperity and opportunity.

Genesis is a caring, creative, flexible lender.

We’re here to help. Borrowing from Genesis is often the solution when traditional lenders are unable to support community projects.

Like other Community Development Financial Institutions (CDFIs), Genesis has a track record of stepping up to assist where other lenders can’t or won’t.

Where does the money we loan come from? Investment in the Genesis Fund comes from government grants, private foundations, and other institutional and business sources as well as individuals.

As borrowers repay loans over time, the Genesis Fund “revolves” investment into more projects.

The fact is, it’s our donors and investors who make essential community projects happen.

Read more: Why Borrow From Genesis?

PHOTO Small Business & Entrepreneurship Director Katie Bragg at the MaineStreet Business Building in Machias, Maine. Genesis played a pivotal role in this project created to support budding entrepreneurs and small business owners in Washington County. Photo: Flax Studios
A woman in a green shirt sits at her desk at the Maine Street Business Building, a local entrepreneurship center in Machias, Maine.Image

We will find a
way to say “yes.”

We innovate to meet complex needs, and focus on concrete outcomes and solutions.

By keeping our structure simple, we can be nimble, responsible and flexible, and make projects happen that otherwise wouldn't.

WHY BORROW FROM GENESIS?
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Impact

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Genesis has made $96 million in loans.

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Genesis lending has leveraged $600 million from other sources.

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Genesis has contributed 30,000 hours of expert project guidance.

Genesis stands on a firm foundation strengthened by a network of active investors.

What can a Genesis loan do?
Steph Primm, Executive Director of the Knox County Homeless Coalition, is smiling.
“Genesis really invested in getting to know our mission, our aspirations, and us early on. They’re always so generous with their time, wisdom, and advice.”
— Steph Primm, Knox County Homeless Coalition
why borrow from genesis?
A food bank volunteer with an apron on smiles at the camera while standing in front of shelves of food and supplies for local families in need.
“We want to express our gratitude to the Genesis Fund for starting Loaves & Fishes on this amazing journey and for helping to make our dream a reality!”
— Andy Matthews, President of Loaves & Fishes' Board of Trustees
what can genesis loans do?
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“It's hard to develop a project that helps the community and serves multiple goals. . . . Genesis comes in and smooths it all over and makes it all work. They're the 'secret sauce' in a lot of my projects.”
— Kevin Bunker, Developers Collaborative
READ OUR BORROWERS' STORIES
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“Genesis was instrumental in our being able to preserve much-needed affordable housing for our community. They always find a way to make a worthwhile project succeed.”
— Laurie Miller, Executive Director, Old Town Housing Authority
contact our lending team
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    PHOTO Betsey, a talented painter, is a resident of Bath Housing. Photo: Flax Studios.

    Donate

    Be the difference in whether someone has a home…

    Your gift to Genesis will help create affordable homes as well as expand food pantries, childcare centers, and healthcare facilities.
    DONATE TO GENESIS
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    PHOTO A doctor and a young patient smile at each other during a visit to the new Machias Community Health Center. Photo: Flax Studios

    Invest

    Genesis investors are the backbone of our success.

    Join us as we move capital to meet community needs. In addition to earning a financial return, you'll become a partner in meaningful community development.

    WHY INVEST IN GENESIS?

    Preserving Affordable Housing

    The Right Tools and Support Make Ownership Possible for Residents of Mobile Home Communities

    Fifteen years ago, Genesis introduced a transformative model to Maine aimed at empowering mobile home park residents. …
    Learn More

    Contact

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    Let’s talk it over.

    We want to help move your affordable housing or community facility project forward.

    The first step is to contact us.